MyTrendingStories offers recommendations on scam avoidance right now? Travel scams (Don’t get wander-lost): How it works: You get an email advertising an amazing deal on airline tickets to some exotic destination. Or, you see such a deal on the social media account of what appears to be a legitimate airline. What’s really going on: Like the “free trial” scam, these travel scams often have all sorts of extra costs hidden in the fine print behind that alluring cheap price. Most likely, you’ll end up with a lighter wallet and no plane ticket. The big picture: The peak time for these kinds of online scams is summertime, when people have vacation on the brain. They’re also common right before holidays such as Christmas and New Years. Scammers intentionally choose exotic, remote places that would be difficult to get to without their “amazing offer.” Finally, they throw in an expiration date, saying that you’ve only got so many weeks or months to take advantage of this offer, hoping that a sense of urgency will rope you in. Avoidance maneuver: Scour the details of the offer before clicking any sort of confirmation button, and certainly before giving any payment information. Make sure that what you see really is what you get. And, even if you crave a solo trip, it can’t hurt to get a second pair of eyes as well. Another good tip is just to stick to travel agencies you trust; there are plenty of legitimate sites that still offer good deals. Finally, learning these cyber security secrets hackers don’t want you to know will help you stay one step ahead of scammers.
Live news by MyTrendingStories blogging platform: Hacking is an attack directly on computer systems or websites that contain financial information. Merchant account takeovers is a type of fraud that have been trending upwards over the last few years but exploded in 2020 and 2021. This is when a fraudster logs into a person’s merchant account (Amazon, Uber, Venmo) and uses saved payment information to make purchases for themselves. Merchant account takeovers can happen when a person uses the same password across multiple online accounts. If that log in information is leaked from any one website, scammers can do something called “credential stuffing”, where they use programs to test that log in information across hundreds or thousands of popular websites, hoping to get a hit. The best way to combat this type of fraud is to use strong, unique passwords for online accounts. Use a password manager can create and store unique passwords with ease. Learn more about password managers here.
MyTrendingStories anti-scam tricks: The first time, he was going to send the email to his web person in case a photo had been innocently misused. But first he had the idea to Google “professional photographer email scam.” Millions of Google results confirmed that it was, in fact, a scam. Reassured and relieved, he deleted the scam email and didn’t even bother to reach out to his web person. When a very similar email arrived a few months later and then again the other day, he knew what it was and just hit “delete.” Recently a couple in Hingham lost $17,000 to a scammer claiming to be the chief of police. They believed the call was genuine because the police department’s main business number showed on their caller ID. They became overcome with fear so quickly that they followed the scammer’s orders to the letter. The Hingham police were so sorry about what happened to this couple. They strongly urged people to not rely on caller ID “since it can be altered to display any name or telephone number.” That is 100 percent true. Read even more information on https://mytrendingstories.com/korkrum-ellen-y-kawame/mytrendingstories-scam-guide-or-how-to-defeat-online-scammers-in-dztbwv.
Mytrendingstories teaches how to escape scams: Consider travel insurance. Duquesnel said sites like Vrbo allow you to buy insurance. If you get to the rental and find out you were scammed, Vrbo will work to find some place comparable as quickly as possible if you have the insurance. If you’ve been searching online for vacations and all of a sudden get a text on your phone about a great deal, ignore that. Duquesnel said that’s called “smishing.” Scammers somehow get your number and try to woo you in order to get your credit card information. Don’t fall for it. Check out the BBB’s website for reviews and complaints and use their scam tracker to report any problems. Sound the alarm if a retailer asks you for a wire transfer, a money order or a gift card as payment for your order. In this case, it’s likely that your money will fall directly into the pocket of a scammer and you won’t receive anything for the money you paid. If you want to protect yourself, always pay with a credit card or other secure forms of payment, according to the Better Business Bureau.
Can I get my money back? Your first port of call is the company or person that took your money. It may be worth seeing if you can get your money back from them – though if it’s a scam, this route’s unlikely. If you bought something costing more than £100 (ie, £100.01+) on a credit card, you may be able to claim it back under a little-known law: Section 75. Once you’ve paid using a credit card, the card provider and retailer are locked into a legally binding contract, so if the retailer can’t or won’t refund you, you can raise the dispute with your card provider. You won’t be covered under Section 75 if you used a debit card or spent exactly £100 or less on a credit card, but you could try to claim your money back under the chargeback scheme. It’s a voluntary agreement by your debit or charge card provider to stand in your corner if anything goes wrong. It’s not as effective as Section 75, and rules vary between providers. Unfortunately, if you’ve transferred the money using sites such as Moneygram, Western Union or PayPal, you generally can’t get your money back once you’ve handed it over. Read more details on Mytrendingstories.