Scam avoidance tricks by MyTrendingStories platform 2021? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
News from MyTrendingStories platform: Phishing is an attempt to get financial information directly from the consumer by posing as a legitimate company or financial institution. Most people know not to trust the Nigerian prince who wants wire them money, but phishing emails have evolved beyond these far-fetched plots. This type of fraudulent email typically comes in two parts: You are threatened with losing money. Examples of this include your PayPal account being suspended or fake unauthorized purchases made on your Amazon account. You are promised something for free. Flashy emails that ask you take a survey for a free gift card, enter to win a free iPad/iPhone, or participate in a free trial of a new diet pill could actually be the first steps in stealing your money. Never click on a link or sign up for offers in an unsolicited email. If you get an email from a vendor saying your account is suspended, visit that site directly to confirm. An example would be, if you are made to believe your PayPal account is suspended, go to paypal.com and log in to see if it’s true, don’t click any provided links.
Mytrendingstories anti-scam guides: The old phrase “If it seems too good to be true, it probably is” certainly applies to shopping online. Fake retail websites aim to steal your hard-earned money by pretending to be legitimate. Pay attention to these red flags when shopping online. How can you protect yourself from these phony sites? Use Google’s Transparency tool to check site status or the BBB’s Scam Tracker. Only purchase items online using a secured network Confirm that the web address begins with “HTTPS,” – the ‘s’ stands for secure. Never store your card number in a browser, website, or mobile app. You’re probably familiar with phishing—fake emails that claim to come from legitimate companies—but have you heard of a similar tactic called smishing? Smishing is when fraudsters send text messages that seem urgent and indicate something is wrong. These texts typically ask you to click on a link or reply to resolve a serious situation. They may also promise gifts or offers in exchange for personal information. So how should you handle a text message that you think maybe spam? Find extra info at mytrendingstories scam.
MyTrendingStories teaches how to defeat scams: Shopping phishing emails can happen at any time of the year, but they tend to be popular during the holidays. What appears to be an email from a reputable retailer lists a coveted discount or informs you that something went wrong with your order. The email usually comes with a link for you to click on so that you can get the advertised discount or fix the problem with your order. Clicking the link, however, downloads malware on your computer. To confirm the legitimacy of the sender’s identity, double-check the email address. In addition, be on the lookout for poor spelling and grammar and links that require you to supply your personal information, the e-commerce site Etsy recommends. That’s a way to avoid falling victim to these money scams.
Scammers continue to find more creative ways to get your cash. This guide can never be completely comprehensive with all the latest scams but we aim to help you to learn what to look out for. The stories around the scams may change, but what you should do to spot and avoid them doesn’t. Have you ever heard of the email from a Nigerian prince wanting you to share his fortune? The person stranded overseas needing £1,000 to get home which they’ll pay straight back? Or the lottery you’ve won in Spain – even though you don’t live there, and have never entered a lottery there? The best way to prevent scammers from getting their hands on your hard-earned cash is to know how to protect yourself in the first place. Here are our top tips on how to avoid scams. They aren’t all fail-safes, but they can help you think before you act. Rule of thumb: Mistaking the genuine for a scam is nowhere near as bad as mistaking a scam for the genuine. Find more details on What is mytrendingstories.